| AXA Equitable Fills the Gap between Term and Perm
NEW YORK, July 24 /PRNewswire-FirstCall/ -- AXA Equitable further enhanced its life insurance product portfolio by introducing Return of Premium (ROP) Term(SM) life insurance, available for 20-, 25-, and 30-year level periods. The announcement was made today by Michael Ferik, Senior Vice President, Life Product Development. AXA Equitable's ROP Term(SM) premiums are priced between the company's traditional level term and permanent life insurance. "ROP Term(SM) fills the product gap between term and perm," said Mr. Ferik. "Term life is largely known for its affordability. Clients who can't afford or don't want permanent insurance often turn to traditional term insurance as a temporary solution. For those who can afford to pay more than the traditional term premium, however, ROP Term(SM) offers clients death protection for a selected period and then gives them their money back income tax-free." If a policyholder outlives the ROP Term(SM) level premium period and the policy is still in force, he or she will receive a refund of 100% of the eligible cumulative premiums paid*.
Life Insurance No Medical Exam - The Pros And Cons
Are you in search of life insurance with no medical exam required? Have you been looking for life insurance online, but maybe you're frustrated with so many choices? Why spend endless hours searching online when you already know buying life insurance is the right thing to do? And term life insurance offers you the maximum protection at the lowest rates. Now it's quick, easy and affordable for almost everyone to get term life insurance online without taking a medical exam. Actually, there's a few insurers that offer instant approval life insurance if you qualify. You can apply online in about 5 minutes and find out if you qualify instantly. That's right. No more paperwork. No medical exams. No more pushy agents. And, no more delays of between 4 to 6 weeks to receive your policy.
OneAmerica Acquires Business From Transamerica Life Insurance Company
Indianapolis-based OneAmerica Financial Partners, Inc. has acquired a $700 million block of 403(b) business from Transamerica Life Insurance Company. The acquisition is expected to increase the asset base of OneAmerica to more than $19 billion and add more than 40,000 new plan participants. Terms of the purchase were not made public. Source: Inside INdiana Business Continued Below... .
Term Life Insurance With No Exam
Everyone wants a painless and easy approach when it comes to purchasing life insurance. That can actually be a reality if you know what to look for when shopping for life insurance. The painless part has every thing to do with the cost. Term life insurance is by far the least expensive of all forms of life insurance. Easy has everything to do with making a life insurance purchase that is simple and time saving. That points to purchasing insurance that requires no medical exam. These are called the non-medical limits by most insurance companies. That's the good news. The bad news is that the non-medical limits get very restrictive as you get older. Life insurance companies need examinations to underwrite policies as we get older. If painless and easy is your goal then it behooves you to shop for the largest face amount of life insurance that you can purchase without a physical exam.
Aviva Life Insurance jv signs bancassurance
LONDON (Thomson Financial) - Aviva Life Insurance said its joint venture with Dabur in India has signed a bancassurance deal with Apex Bank, a bank in the state of Madhya Pradesh, to access a customer base of 5.7 mln. Through this deal, Aviva Life will offer a range of its life and pensions products and unit-linked endowment plans. Micro-insurance products for farmers will also be offered in rural areas. .
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