UK consumers are statistically not more likely to experience an accident at home on Friday 13th, one of which is imminent this week.

Barclays Insurance believes that claims made to the group on Friday 13ths since 2005 are actually some 15 per cent lower than claims made on other Fridays, despite the traditional superstition surrounding the date.

Mark Till, product manager at Barclays, said: "As the figures show, this so-called unlucky day in fact seems to have been luckier for UK homeowners than most other days."

Barclays Insurance has a number of products available to consumers in order to offer peace of mind through the entire year.

Offering home, motor, travel, student possessions, business, health cover and finer high value home insurance, Barclays Insurance guarantees to drop their premium prices if they can't beat a renewal quote.

Insurance Surprises: MetLife Auto & Home Survey Finds Many ...

WARWICK, R.I.--(BUSINESS WIRE)--July 10, 2007--Although most Americans are actually willing to pay more for auto and home insurance to achieve greater peace of mind, the overwhelming majority mistakenly believe that their insurance covers them for risks against which many policies do not protect, leaving millions financially vulnerable. These are the findings of a new survey on public perceptions of auto and home insurance, conducted by Zogby International for MetLife Auto & Home. When asked whether their current auto and home policy would provide coverage under various situations, many Americans incorrectly assumed that their insurance would take care of the loss, a potentially costly error that could result in significant out-of-pocket expenses. Among the survey findings: -- Most Americans seriously underestimate how much they might owe if their vehicles were "totaled." Only 40% of those polled knew that it was possible to owe more on a vehicle than it's actually worth at the time of accident.

'Weather no excuse' for avoiding home insurance check

The wet summer should not deter householders from considering the issue of whether their home insurance offers them sufficient cover for their garden, it was suggested today.Research commissioned by Legal & General showed that the incessant rain has put homeowners off the idea off spending on their gardens, with sales of barbeques, patio heaters and summer houses all likely to suffer.Despite this, Ruth Wilkins, Legal & General's head of communications, said people may be surprised by the total value of items they store in the garden or shed and should make sure they have adequate home insurance cover for them."Checking you're not underinsured could mean you don't then suffer a financial loss in the event of a theft from your garden and it is only the rain that stops play," added Ms Wilkins.Meanwhile, police in Stockton have advised local residents keen to prevent thefts from gardens to increase the height of fences, install external security lighting and use high quality padlocks on sheds, reports the Evening Gazette.Householders receive up to £500 contents cover for their garden as part of their home insurance policy with Kwik-Fit Insurance.© Adfero Ltd
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Is your home safe while you're away? By Faith Archer

More than 561,000 homes are left unoccupied for at least 30 consecutive days each year, according to research by Halifax Home Insurance, yet only half of the household insurance policies on offer will cover your property if you are away for this long.

Get insured - it could happen to you

It's too late for many people in the Midlands and further west who have lost many of their possessions and seen their properties seriously damaged.But for people elsewhere, the recent floods have been a wake-up call. And with one in four people in high-risk areas not having adequate home insurance, it has never been more important to make sure you're properly covered."The consequences of not having insurance or having insufficient cover are potentially severe," said Debra Williams, managing director of insurance comparison service Confused.com."The typical claim for flooding stands in the region of £15,000-£30,000, yet home and contents premiums could be as little as £20 a month. So if you don't have cover, ask yourself: Can I afford the risk?""If you are among the one in four people who do not have home insurance and live in a flood-risk area, you are playing Russian roulette with your property and possessions."An estimated five million people across the UK live in such high-risk areas."Even those who have escaped the worst effects of the floods are being hit by indirect consequences such as power failure," said Ms Williams."More than 50,000 people have had their electricity cut off.

Householders urged to check home insurance cover

The recent flooding affecting several areas of the UK has reportedly seen a surge in the number of home insurance enquiries, but property owners are being urged to ensure they take out the best cover, rather than the cheapest.Brian Brown, head of insight at Defaqto, said that the cost of a premium is one of a number of factors that consumers should take into account when shopping for home insurance cover. "If the floods have taught us anything it is that the quality of the cover is going to be paramount in these emergency situations," Mr Brown remarked.To obtain comprehensive details about the home insurance product they are considering buying, consumers should visit their provider's website, he advised.The Association of British Insurers estimated that the damaged caused to properties in the flooded areas of the country amounted to approximately £1.5 billion.According to the organisation, some 27,500 homes and 7,000 businesses were affected.

Floods lead to insurance surge

This summer's flooding has led to a 300% surge in the number of people taking out home insurance cover in the worst-affected areas, figures showed today.

Financial website moneysupermarket.com said it had seen a dramatic increase in applications for cover among people in towns hit by the floods, many of whom were applying for insurance for the first time.

It said applications from people in Sheffield and Hull leapt by 300% during June compared to the previous month, while applications from people in Doncaster, the West Midlands and parts of Scotland more than doubled.

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Cheap Home Insurance - A Few Tips To Save Money

Is there such a thing as cheap home insurance? There may be a better question. Is home insurance really that expensive? Homeowner's insurance may very well be the consumer's best buy when it comes to insurance. There are multiple benefits and features that make the home policy unique. Most everything that the homeowner owns including the dwelling can be covered in some way by homeowner's insurance.

Potential flood victims urged to update cover limits

James Harrison, chief executive of Insurancewide.com, advises potential flood victims to update home insurance cover and offers advice on protecting homes against damage from heavy rainfall.

"If you think you might suffer flood damage, check your buildings insurance and your home contents insurance policies and make sure you update the total value you need cover for, particularly if you have new possessions and haven't increased your cover limit recently. Buildings insurance will cover the damage to the structure of your property and home contents insurance will cover your possessions.

“Be clear as to whether you qualify for any additional benefits offered such as an emergency payout to cover temporary accommodation and emergency supplies if your home has to be evacuated.