InsWeb Corp. (NASDAQ: INSW), a leading online insurance marketplace, today announced that it will issue a press release reporting financial results for the second quarter of fiscal 2007 on Thursday, July 19, 2007 before the market opens.

THE CO$T OVER TIME

July 22, 2007 -- If you're like most folks, you pay your annual home, auto and life insurance premiums on a quarterly or monthly basis - with a small service charge added for the privilege.

And like most, you probably feel the few bucks that are added per payment are pretty insignificant. Think again - you are likely paying more than 10 percent interest on the "borrowed" money.

For example, if you have a $360 annual premium on your life insurance, your carrier may offer you a $32 a month payment plan. While that may be just $2 more per month, the interest rate works out to stiff 14.3 percent.

"The typical insurer charges about 11 percent interest on premiums payments but doesn't need to disclose this," said Byron Udell, founder and CEO of AccuQuote.

While it may be just $24 or so a year in "finance" charges, Udell said, "I believe people should have the most information possible."

That is why Udell put a free interest rate calculator on his site.

Permanent Or Term Insurances?

It's pretty difficult to pick which one is the best. What should you do? One strategy that'll work is to keep switching insurance companies. Any company will make more money by selling to people who are more price sensitive.

Homeowners urged to check their insurance policies

Defaqto, the financial product research business, is advising homeowners to check their insurance policies carefully rather than just opting for the cheapest quote, particularly since the recent increase in applications for home insurance cover by homes susceptible to flooding.

For example, when it comes to flooding, the cover level for alternative accommodation is probably the most significant buildings insurance factor, particularly with more rain due.

Homeowners Insurance Guide Now Available from KeepandShare.com

Free printable guide to homeowners insurance now available, including 29 articles on lowering costs and improving coverage from your homeowners insurance policy - ideal for renters, condominium owners and homeowners.

San Francisco, CA (PRWEB) July 20, 2007 -- KeepandShare.com ( http://www.keepandshare.com ) today announced its homeowners insurance guide. The guide is a comprehensive tutorial and overview of all issues home owners and renters will encounter regarding home insurance - from comparing and quoting insurance to filing a claim and receiving settlements. It also deals extensively with preventive measures you can take to help ensure you do not have to file claims.

KeepandShare's free homeowners insurance guide is available now at:

http://www.keepandshare.com/htm/insurance/compare_homeowner_insurance_rates/home_owner_insurance_guide.php

"Whenever I Google on insurance, all I find are sites filled with ads, or offering me 'free quotes'!" said Heather Simpson, a homeowner in Omaha, Nebraska.

Win a pair of season tickets

Fancy attending every game at Old Trafford next season? Well, Manchester United Finance in association with Endsleigh are giving you the chance to do just that.

To be in with a shout of bagging a pair of United season tickets for the 2007/08 campaign, all you have to do is get a no-obligation car, home or travel insurance quote online or by calling free 0800 015 1813.It only takes a few moments to get a quote and it doesn't matter if your insurance isn't due right away. A winner will be picked at random on Thursday 2 August 2007.As well as entering the fantastic prize draw, you could also make a great saving on you car, home and travel insurance too. Call 0800 015 1813 to speak to an advisor or go online for more information about the insurance service.As well as being tailored to your needs and budget, every time you take out a policy with Manchester United Finance in association with Endsleigh, a percentage of the income generated from your premium will be invested in the club's development at no additional cost to you.Please note Terms and Conditions apply.

Compare Term Life Insurance - The Only Way To Save Money

Term life insurance shopping is easier than shopping for the equity based permanent plans. It is much easier to compare term life insurance because it is the simplest form of all life insurance policies. Term life insurance consists of a few things that make your shopping relatively easy. Term life insurance means that there is a definite term or period of time that you are insured.

The insurance coverage will cease at the end of the term period. The first thing that you must choose is the time period that you need the coverage. A home mortgage policy is the best and easiest example. It is usually a decreasing term policy that declines at approximately the same rate as the home mortgage. It is the perfect policy to protect your home. The amount of insurance and the time period is already in place and that enables you to have a well defined quote comparison.

Defaqto launches insurance comparison tool

Independent financial research company Defaqto today entered the debate about the value of using online price comparison sites to get the cheapest quote for insurance by announcing the launch of an online product quality comparison tool.

The comparison system (known as Defaqto Compare!) is available free on the consumer portal website find.co.uk and covers car insurance, home buildings and home contents policies.

Consumers who have obtained a quote from a price comparison site can now easily compare the cover on offer from ALL policies in the direct market, rather than just those which feature on that particular site, and with whom the price comparison website may well have a business arrangement.

Brian Brown, Head of Insight at Defaqto said “It is vital that before buying any insurance policy customers check to make sure it gives the cover they need, rather than just buying it because they are told it is the cheapest policy in the market."

With the integrity of best buy tables and price comparison sites being challenged on all sides, Defaqto Compare! is the first system that is genuinely free of any bias either in the selection of the policies included or in the features selected for comparisons.

Go To A Standalone Provider For The Best Deal In UK Mortgage Insurance

When it comes to getting the best deal on UK mortgage insurance then there is only one way to go and that is by doing your homework, shopping around and going with a standalone payment protection provider. A standalone provider will in most cases be able to offer you the cheapest quote on your mortgage insurance along with providing a quality product that is suited to your particular needs.UK mortgage insurance - or mortgage payment protection insurance (MPPI) as it is also known - is taken out in case you should find yourself out of work through an accident, sickness or unemployment and the majority of policies will pay out for a period of up to 12-24 months once you have been out of work for a set period of time. While the payment protection insurance sector has recently been in the spotlight for all the wrong reasons with the emphasis being on the mis-selling of products along with extortionate premiums, it is a financial lifeline.Your mortgage repayments are probably the largest outgoing you have each month and while the majority of us don't like to think of the worst happening, it can and does.